Your CFO Command Center, live
Real-time financial intelligence that updates the moment a transaction lands. This is the actual dashboard you get — not a mockup.
CFO Command Center
LIVEReal-time financial intelligence · Professional Services
📌Metrics adapt to your industry — update it in your Profile to customize this dashboard.
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| Month | Cash | Net |
|---|---|---|
| 02 | $42,576 | +$42,576 |
| 03 | $63,084 | +$20,508 |
| 04 | $104,676 | +$41,592 |
| 05 | $119,855 | +$15,179 |
| 06 | $129,658 | +$9,803 |
| 07 | $148,505 | +$18,847 |
Sample data shown. Your dashboard connects to your real bank feeds, invoices, and bills.
Your books closed
before month-end even arrives.
AI categorizes every transaction, your accountant reviews, and you get a clean P&L — in minutes, not days.
Why pay for software alone — then still do the bookkeeping?
QuickBooks Online
Software onlyMVAF
Software + real accountantCompetitor prices are published entry-level tiers as of 2026. See the full comparison
MVAF vs the rest
All-in-one AI accounting software with a real accountant in your corner — for less than you'd pay for software alone.
MVAF
AI accounting + human CPA
Best valueQuickBooks Online
Intuit
Wave
H&R Block
Zoho Books
Zoho
Xero
Xero
MVAF
Best valueQuickBooks Online
Intuit
Starting price (paid)
Free plan
Per-user pricing (no add-on fee)
Pricing locked for 12+ months
AI auto-categorization
AI receipt scanning (unlimited)
AI invoice generation
AI cash-flow forecast
AI finance agent (chat)
Accountant review included
Tax filing handled for you
Payroll fully managed
Accountant on call
Financial health score
Loan readiness assessment
Canada (GST/HST, T4)
United States (Sales tax, W-2)
United Kingdom (VAT, PAYE)
Africa (NG, GH, KE, ZA)
Multi-currency accounting
Human CPA oversight
Dedicated accountant
Live chat + email support
Pricing reflects competitors' published entry-level tiers as of 2026 and is for comparison only. *MVAF and Zoho Books both offer a free tier for businesses under a revenue threshold. Features vary by plan — see each provider's site for current details.
What do you want to do?
Start m
Quick actions
Built for every stage of your journey
Financial clarity without the complexity.
Freelancers
Track income and stay tax-ready year-round.
Small Business Owners
Bookkeeping, payroll, and tax filing in one place.
Professionals
Optimize taxes and grow wealth.
Gig Workers
Track earnings and deductions effortlessly.
Entrepreneurs
Financial clarity from startup to scale-up.
Individuals & Families
Tax returns, budgeting, and financial health.
The headaches every business owner knows
And exactly how MVAF turns each one into an outcome.
I never know if I can pay myself this month.
Revenue looks fine on paper, but you are never sure what is actually available after bills and taxes.
See your real cash position in real time — and a 30/60/90-day forecast that flags shortfalls before they hit.
Categorizing transactions eats my entire weekend.
Hundreds of transactions, manually sorting each one into the right category just to see a basic P&L.
AI auto-categorizes a full month of transactions in about 90 seconds — your accountant just reviews.
I am always behind on invoices and late getting paid.
Drafting invoices, chasing reminders, and reconciling payments across tools means cash sits unpaid for weeks.
Send invoices that get paid on time — auto-reminders, one-click payment links, and balances that update themselves.
Tax deadlines sneak up and cost me penalties.
HST/GST, payroll remittances, year-end returns — tracking every deadline across calendars and inboxes is a nightmare.
Every tax deadline is tracked, calculated, and filed for you — before the due date ever arrives.
I have no idea if I would qualify for a loan.
You walk into the bank blind, hoping your financials are strong enough — only to get turned down weeks later.
Assess your financials, identify gaps, and improve your approval odds before you ever apply.
Everything your business needs
AI-powered tools that replace hours of manual work.
Know your P&L in minutes, not months
AI auto-categorizes every transaction and generates P&L reports instantly.
See cash gaps before they become emergencies
Know where your cash is headed over the next 30, 60, and 90 days.
Never lose a deductible receipt again
Snap a photo — AI extracts the merchant, amount, and category automatically.
Know your numbers the moment they change
Monitor revenue, expenses, and profitability as they happen.
Catch discrepancies before they cost you
Connect your bank and reconcile transactions automatically.
Hit your targets without the spreadsheet stress
Set budgets and financial goals. Track progress automatically.
Your team sees their pay stubs anytime
Employees access pay stubs, payment history, and YTD earnings in a secure self-service portal.
Connect your bank and forget the spreadsheets
Live bank feeds auto-import transactions — or upload CSV statements where bank feeds aren't available.
Track inventory without the guesswork
Monitor stock levels, adjustments, and cost of goods sold automatically.
File sales tax returns in a few clicks
GST/HST/VAT returns generated from your transactions — audit-ready.
Never miss a compliance deadline again
Track registrations, filings, and deadlines with a smart compliance calendar.
Recognize revenue the right way, automatically
Spread contract revenue over time — deferred revenue schedules, ratable recognition, and usage-based models — all GAAP/IFRS-ready.
Close your books faster every month
A guided period-close checklist with preparer/reviewer sign-off, automated task completion, and one-click period lock.
Simple, transparent pricing
Start free. Upgrade as you grow.
Free
$0
Always free
Starter
$7
/month
Business
$36
/month
Enterprise
$72
/month
14-day free trial · Prices shown in USD · Exclusive of taxes
More than just accounting
Tools and support that go beyond bookkeeping.
Get expert answers in minutes, not days
Direct access to a qualified accountant — no phone tag, real answers fast.
See exactly where your finances stand today
A score out of 100 showing where your finances stand, with actionable recommendations.
Know if you'll qualify before the bank says no
Assess your financials, identify gaps, and improve your approval odds before you apply.
Five agents that run your finances for you
Not just AI that answers questions — agents that observe, decide, act, and report. They work 24/7 so you don't have to.
Monthly Close Agent
Runs the month-end close on autopilot — categorizes transactions, checks reconciliation, computes P&L, and flags exceptions for review.
Collections Agent
Owns the full receivables lifecycle — sends tiered reminders on overdue invoices, escalates severe cases, and keeps cash flowing in.
Bookkeeping Co-Pilot
Always-on assistant that auto-categorizes uncategorized transactions with AI confidence scoring and flags low-confidence items for review.
Tax Readiness Agent
Estimates your current tax liability from the P&L, checks the document vault for missing tax docs, and generates a readiness checklist.
Advisory Agent
Proactively scans for financial anomalies — spending spikes, cash runway drops, margin compression — and surfaces prioritized actions.
See them in action
Chat with any agent from your workspace — they pick up where you left off.
Payroll Manager
Salary & hourly payroll, Federal/State taxes, Social Security, Medicare, W-2s — all fully managed.
Payroll Basic
$5/month
Up to 5 employees
Flat monthly fee · No per-employee pricing
Payroll Standard
$18/month
Up to 15 employees
Flat monthly fee · No per-employee pricing
Payroll Premium
$36/month
Up to 50 employees
Flat monthly fee · No per-employee pricing
Prices shown in USD · Exclusive of applicable taxes
Payroll that runs itself
Fully managed payroll done for you — for a fraction of what the others charge just for the software.
MVAF Payroll
Fully managed
Best valueQuickBooks Payroll
Intuit
Wave Payroll
H&R Block
Zoho Payroll
Zoho
Xero Payroll
Xero
MVAF Payroll
Best valueQuickBooks Payroll
Intuit
Starting price
Per-employee add-on fee
Flat monthly fee (no per-head)
Pricing locked 12+ months
Payroll run for you
Tax filings handled for you
Year-end slips generated for you
Dedicated payroll specialist
Self-serve only (you run it)
Employee self-service portal
Pay stubs view & email
Time sheet approval workflow
Direct deposit / wallet payout
T4 / W-2 / P60 / IRP5 generation
Record of Employment (ROE)
Sales tax / remittance support
Workers comp / benefits setup
Canada (CPP, EI, T4, ROE)
United States (FICA, W-2)
United Kingdom (PAYE, NI)
Africa (NG, GH, KE, ZA)
Multi-jurisdiction payroll
Human payroll expert oversight
Live chat + email support
Onboarding handled for you
Pricing reflects competitors' published entry-level payroll tiers as of 2026 and is for comparison only. *Zoho Payroll free tier applies to small teams under threshold. Features vary by plan — see each provider's site for current details.
Your finances, on the go
Download the MVAF mobile app and manage your books, invoices, and payroll from anywhere.
Trusted all over
"The CFO Command Centre gives me a real-time view of revenue, expenses, and cash flow. I finally make decisions with confidence instead of guessing."
Sarah M.
Small Business Owner
"The AI Finance Manager auto-categorizes my transactions and surfaces insights I would have missed. My cash flow forecasting is spot on."
David K.
Freelance Consultant
"Bookkeeping used to take hours every month. Now it's automated and my accountant reviews everything — I save so much time."
Priya L.
E-Commerce Entrepreneur
"Payroll runs itself — PAYE, pension, taxes, pay stubs, all handled. My team gets paid accurately and I never worry about compliance."
Marcus T.
Agency Founder
Switching is easy
Migrate from QBO, FreshBooks, Wave, or Zoho Books in 3 simple steps.
Export One CSV
Download your General Ledger or Transaction History from your current platform.
Upload to MVAF
Drop the file in your workspace. Our AI reads every row automatically.
Accountant Reviews
Your accountant validates the import and your full history is live.
No data loss. No manual re-entry.
Your AI handles the categorization. Your accountant handles the validation.
Your finances, protected
Your financial data is the most sensitive information you own. Here is how we keep it safe.
Bank-Level Encryption
Every transaction, document, and message is encrypted with TLS 1.2+ in transit and AES-256 at rest — the same standard banks rely on.
Secure Bank Connections
Bank links run through Plaid, trusted by major fintechs. We never store your banking credentials — only revocable, encrypted tokens.
PCI-Compliant Payments
Payments and payroll payouts process through PCI-DSS compliant providers (PayPal, PaySprint). Card data never touches our servers.
You Control Access
Your financial data is yours alone. Grant access to your accountant or team members — and revoke it anytime with a click.
Full Activity History
Every login, edit, and payment is logged with a timestamp and who made it. You always know exactly what changed and when.
Tax-Ready by Design
Built for Canadian (CRA), US (IRS), and Nigerian (NRS) tax frameworks — HST/GST, CPP, EI, pension remittance all supported.
You Own Your Data
Export your full history at any time. Cancel your subscription and your data is retained for the billing period, then permanently deleted on request.
Privacy First, Always
We never sell or share your data with third parties. Your financial information stays private to you and whoever you choose to share it with.
Standards & Certifications
The infrastructure your financial data runs on.
AES-256
At rest
TLS 1.2+
In transit
PCI-DSS
Payments
Plaid
Bank links
PIPEDA
Privacy
GDPR
Rights
Have a specific security question? Reach out — we are happy to walk through our practices in detail.
Run your practice,
not your paperwork.
A dedicated portal for bookkeepers and firms to manage clients, access live books, and deliver accounting services — all in one place.
Manage Multiple Clients
Onboard, organize, and access every client workspace from one dashboard — no more juggling logins or spreadsheets.
Real-Time Books Access
View client ledgers, transactions, invoices, and reports instantly. Your work is always up to date, always accurate.
Scalable by Design
From a handful of clients to an entire firm — subscription tiers grow with your practice. No per-seat software fees.
Bring your clients onto one platform
Get a dedicated bookkeeper account, invite your clients, and manage their full financial workspace — bookkeeping, payroll, tax, and reporting — with the right level of access for your team.
- Dedicated bookkeeper portal with client roster
- Full read & edit access to assigned client workspaces
- Tiered plans — Starter, Professional, Business & Enterprise
- Free trial to explore the platform with your first clients
Questions? We've got answers
Everything you need to know before getting started.
Yes. The Free plan is free forever and includes up to 10 transactions per month, manual entry, financial reports, and your financial health score — no credit card required. Upgrade anytime as your needs grow.
Every paid plan starts with a 14-day free trial. You get full access to all features for your selected tier, so you can see exactly how the platform works before paying anything. No credit card required to start.
Not at all. The platform is built for business owners and individuals, not just accountants. AI auto-categorizes your transactions, generates your reports, and surfaces insights in plain language. A qualified accountant also reviews your books behind the scenes.
Yes. Secure bank connections are powered by Plaid — the same infrastructure trusted by major fintechs. Your transactions sync automatically, and we never store your banking credentials, only encrypted, revocable tokens.
Yes. MVAF offers full-service payroll for Canada, the US, the UK, Australia, and several African countries — including tax calculations, pay slips, statutory contributions, and year-end filing support. Pricing scales by employee count.
Absolutely. All data is encrypted with AES-256 at rest and TLS 1.2+ in transit. Payments process through PCI-DSS compliant providers, and you control exactly who can access your data. We never sell or share your information.
Yes. Migration takes three steps: export your General Ledger or transaction history as a CSV, upload it to your workspace, and our AI reads every row automatically. Your accountant then validates the import — no manual re-entry, no data loss.
Every plan includes access to Accountant on Call — direct messaging with a qualified accountant who answers your questions in minutes, not days. No phone tag, no waiting on hold.
Yes, there are no long-term contracts. Cancel from your dashboard at any time and you keep access until the end of your current billing period. Your data can be exported or permanently deleted on request.
MVAF supports Canadian (CRA), US (IRS), and Nigerian (NRS) tax frameworks out of the box, with payroll for Canada, the US, the UK, Australia, and multiple African countries. Currency display auto-adjusts based on your location.